Ethiopia's Insurance Marketplace

Protection Built
for Every Ethiopian

Ledir connects Ethiopian families and Edir groups to the best insurance plans from licensed providers. Compare, choose, and get covered, all in one app.

All
Insurance Types
0/7
Fast Claim Support
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Digital + Human
The Gap We Are Closing

Real data from UNDP, World Bank, FSD Africa, and leading African insurance research bodies.

0
Insurance Penetration
vs. 3.2% Africa average
UNDP IRFF Ethiopia, 2024
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Formally Insured
in a nation of 120M+
FSD Africa, 2022
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0
Farmers Unprotected
lack formal agricultural insurance
UNDP Ethiopia & IFPRI, 2024
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Rural Population
with severely limited insurer access
World Bank, 2024
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Our Roots

Born From Ethiopian Community Spirit

For centuries, Ethiopians have practiced Edir. A community savings and mutual aid system where neighbors come together to support one another in times of hardship. It is one of Africa's oldest forms of social insurance.

Ledir takes this centuries-old tradition and transforms it into a modern insurance marketplace, connecting every Ethiopian family to the right coverage from licensed insurers, at prices they can afford.

We are not an insurance company. We are Ethiopia's first digital insurance marketplace. A movement to close the insurance gap by making it effortless to find, compare, and purchase the right plan.

Community TrustLocal RootsModern PlatformAffordable
Est. in Ethiopian tradition

MEET LEDIR APP

Ethiopia's Insurance Marketplace

Ledir App
Compare Plans from Licensed Insurers
Digital & Cash-Light
Seamless Claims & Affordable Plans
Digital
Decentralized
Democratic
What You Can Find

Insurance for Every Part of Your Life

From your family to your farm. Browse plans from top Ethiopian insurers and find coverage designed around your reality.

Life & Funeral

Protect your family from the financial burden of funeral costs and loss of income with dignified, affordable coverage.

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Health & Medical

Access quality healthcare without financial fear. Cover hospital visits, surgery, medications, and outpatient care.

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Property & Home

Protect your home, belongings, and building from fire, flood, theft, and natural disasters.

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Agricultural & Crop

Safeguard your harvest and livestock from drought, flood, pest damage, and climate-related losses.

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Disability

Maintain your income and lifestyle if illness or injury prevents you from working. Coverage for partial and total disability.

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Business Interruption

Keep your small business running when the unexpected happens. Coverage for lost revenue and operating expenses.

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Group Savings Protection

Protect your Edir or Equb group's collective savings from fraud, theft, or sudden financial shocks.

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Personal Accident

24/7 accident coverage for individuals and families, including medical expenses and disability benefits.

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The Process

Get Covered in 4 Simple Steps

No paperwork headaches. No complicated jargon. Just straightforward protection.

1

Join Ledir

Sign up easily online or via mobile app. If you have any questions, our live support operators will happily walk you through each step.

2

Choose Your Plan

Browse and compare plans from our partner insurers, tailored to your budget, family size, and risk needs.

3

Make Your Payment

Pay your premium securely through Ledir via mobile money, bank transfer, or cash agent.

4

You Are Protected

Receive your policy certificate. File and track claims anytime through the app. Ledir coordinates with your insurer for fast resolution.

Why Ledir

Insurance Designed for You

We built Ledir from the ground up for Ethiopian families. Not as an afterthought, but as our core mission.

Truly Affordable

Compare affordable plans from partner insurers, structured for Ethiopia's economic reality, starting below the cost of a daily coffee.

Community First

Designed around Edir and Equb groups, the social structures Ethiopians already trust.

Fast Claims

File claims via app, WhatsApp, or phone. We coordinate with your insurer for fast resolution. Most claims settled within 72 hours.

Multilingual Support

Full support in Amharic, English, Afaan Oromoo, Tigrinya, and Af-Soomaali. Our team speaks your language.

Trusted Partners

All insurers on our platform are licensed and regulated by the National Bank of Ethiopia. Ledir operates as a licensed insurance intermediary.

100% Digital

Manage your policy, pay premiums, and file claims entirely from your phone.

Our Partners

Backed by African and International Leaders in Insurance and Finance

Ledir partners with top-tier insurers, regulators, and technology leaders to power Ethiopia's most trusted insurance marketplace.

BimaLab Africa
BimaLab Africa
FSD Africa
FSD Africa
FSD Ethiopia
FSD Ethiopia
Nyala Insurance
Nyala Insurance
UNDP
UNDP
Netherlands Enterprise Agency
Netherlands Enterprise Agency
Payment Partners

Pay Your Way

Secure payments through the platforms you already use.

Telebirr
Telebirr
CBEBirr
CBEBirr
AwashBirr
AwashBirr
M-PESA
M-PESA
Visa
Visa
Mastercard
Mastercard
In the News

Ledir Making Headlines

January 2025

Ledir Launches Ethiopia's First Digital Insurance Marketplace

Ledir introduces a groundbreaking insurance marketplace specifically designed for Ethiopia's 500,000+ Edir and Equb savings groups...

Read Full Release
February 2025

Ethiopian Families Finally Have Access to Affordable Insurance

With insurance penetration below 3% in Ethiopia, Ledir's marketplace model aims to connect 1 million Ethiopians to affordable insurance within 3 years...

Read Full Release
Get in Touch

Ready to Protect Your Community?

Whether you're an individual, an Edir group leader, or an enterprise partner. We'd love to hear from you.

Our Office
Bole Atlas, Cape Verde St., KT Building 4th Floor, Addis Ababa, Ethiopia

Looking to partner with Ledir?

We welcome insurers, impact investors, and fintech partners to join Ethiopia's first digital insurance marketplace. Contact our business development team at partners@ledir.io